Harold S. Horwich

Harold Horwich is head of the firm’s insurance practice and a partner in the financial restructuring group. He regularly represents parties in financial restructurings, mergers and acquisitions, regulatory matters, and commercial disputes.

Hal has represented state insurance regulators in receiverships and restructuring transactions such as Trenwick America, First Connecticut Life Insurance Company and Covenant Mutual Insurance Company. He has also represented policyholder and creditor groups in cases such as FGIC, AMBAC and PRS Insurance Group. He holds the designation of Certified Insurance Receiver — Multiline Insurers from the International Association of Insurance Receivers. In October 2005, he was appointed by the insurance commissioner of the state of Connecticut as the chairman of the Task Force on Insurance Company Runoff and Reorganization.

In addition to insurance insolvency, Hal has also represented insurance companies, insurance regulators and insurance brokers in a wide variety of combinations and capital transactions. These have often involved the creation or modification of complex reinsurance relationships.

As an insolvency lawyer, Hal has advised on a wide array of matters. Most recently, he has represented parties in connection with municipal and other governmental insolvencies. He has also written and lectured on this topic.

Finally, Hal has been involved in many high-profile disputes arising out of insolvency matters, including the defense of major avoidance actions in G-I Holdings, Enron, Tribune and Lyondell. Other disputes have involved insurance products in bankruptcy situations, such as mass torts or fraudulent management.

Good to know

Areas of Practice 1) Insurance, 2) Financial Restructuring, 3) Financial Services, 4) Banking and Leveraged Finance and 5) Environmental Liabilities in Bankruptcy
Law School Boston College Law School, J.D., 1978
Education Brown University, B.A., 1975
Bar Member / Association Massachusetts State Bar Association, New York State Bar Association, Connecticut State Bar Association
Most recent firm Bingham McCutchen LLP
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