Joseph A. Carita is in Clark Hill's Banking & Finance Practice Group in the Princeton, New Jersey office. He focuses his practice on creditors' rights, from pre-litigation workouts to litigated matters in both state and United States Bankruptcy Courts through post judgment execution. Joseph represents national commercial lenders, special servicers, regional banks, equipment financing companies and other major creditors.

Joseph has 26 years of jury and non-jury trial experience. He has also represented clients in complex mediation and ADR matters and has been responsible for all aspects of litigated commercial and liability matters, from pretrial discovery and dispositive motions through jury and non-jury trials.
Joseph's experience includes:

Representing a regional bank in state court and bankruptcy matters involving a convicted New Jersey real estate investor who pleaded guilty to bank fraud charges involving negotiation of a $25,000,000 check.
Representing a regional bank in a matter involving a lawyer, later disbarred, who misappropriated approximately $800,000 in funds from mortgage refinancings attempting to defraud his clients and the lenders.
Representing a national special servicer in an $88,000,000 foreclosure of an office building in Hackensack, New Jersey.
Representing a construction equipment finance company in numerous actions to recover collateral.
Representing court appointed receivers in foreclosure matters.
Representing a diesel engine seller and servicer in all aspects of debt collection and litigation.
Advising clients, including national and regional banks, and special servicers, on pre-suit matters such as work out proceedings, debt restructuring, refinancing and regulatory compliance.
Rendering post-bankruptcy petition advice to creditor clients on debtors/borrowers reorganization plans and post-petition financing.
Defending financial institutions against claims of Uniform Commercial Code violations regarding check warranties and check collection, including forged and stolen checks.