Los Angeles, California 90013
Joseph Gabai's practice focuses on the representation of banks, savings associations, mortgage banking companies, finance companies, and their holding companies and affiliates. He has special expertise in the regulatory area.
Mr. Gabai regularly represents clients facing issues with the Truth In Lending Act, Real Estate Settlement Procedures Act, Home Mortgage Disclosure Act, Community Reinvestment Act, Electronic Fund Transfer Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Truth in Savings Act, Equal Credit Opportunity Act, Homeowners Protection Act, National Bank Act, Home Owners' Loan Act, Federal Deposit Insurance Act, state lender licensing laws, state retail installment sales acts, and federal and state privacy laws.
Mr. Gabai also advises clients regarding recent amendments to Regulation Z and Regulation X, California foreclosure laws, the S.A.F.E. Mortgage Licensing Act of 2008, information sharing under the Fair Credit Reporting Act and Graham-Leach-Bliley Act, and the federal Home Affordable Modification Program. He also assists clients with respect to security breaches, and advises bank clients with respect to restructuring options.
Much of Mr. Gabai's time is spent on strategic planning issues, regulatory developments, retail banking issues, and in negotiations with the federal and state banking agencies on behalf of financial institution clients. He also has worked with financial institution clients and their lobbyists in connection with the drafting of legislation and regulations on both the federal and state levels.
Mr. Gabai is a fellow of the American College of Consumer Financial Services Lawyers.
While attending Pennsylvania State University, Mr. Gabai was named an Evan Pugh Scholar.
|Areas of Practice||1) Banking, 2) Financial Services, 3) Privacy + Data Security and 4) Financial Institutions + Financial Services|
|Law School||University of Pennsylvania Law School (J.D., 1976)|
|Education||The Pennsylvania State University (B.A., 1973)|
|Bar Member / Association||State Bar Of California|
|Most recent firm||Morrison & Foerster LLP|
The Legal Secretary's role is to provide administrative support to assigned firm personnel; assist and relieve attorneys and other personnel of administrative and clerical work by performing essential...
Senior Counsel Duties: Act as primary natural gas regulatory counsel for Sempra LNG & Midstream. In that capacity, (i) obtain federal regulatory authorizations for natural gas infrastructure project...
USA-CA-El Dorado Hills
Associate Attorney Duties: Report directly to the Counsel and will support the Customer Communications business unit. Will be to draft and negotiate customer contracts, advise internal customers on a...
|+ View more jobs|
Alan Singer is a partner in Morgan Lewis's Securities Practice. Mr. Singer advises companies with regard to a diverse range of corporate and securities matters.
Andrew Hamilton is a partner in Morgan Lewis's Business and Finance Practice. Mr. Hamilton practices in the areas of mergers and acquisitions, private equity and venture capital, securities law, and general corporate counseling.